REGAIN CONTROL OF YOUR FINANCIAL LIFE THROUGH DEBT MANAGEMENT OPTIONS

We understand what you're going through, and our certified counselors are here to listen to you and empower you to get your finances under control. When you've reduced your monthly fees and interest rates, and freed yourself from creditors' calls, you'll look at life in a whole different way.
Struggling with financial issues other than credit card debt? We may be able to help. See our complete list of consumer credit counseling services on your right
American Financial Solutions is dedicated to providing credit counseling and financial education to consumers to help them make sound financial decisions and find debt solutions to improve their financial futures.  One of the debt solutions available to our clients is participation in a debt management plan, which unlike a debt consolidation loan, works with a client’s current creditors, creating a plan of action to repay those debts under the best terms possible.  Debt Management is not the right solution for all our clients and working one on one with a certified credit counselor will help identify the best debt solution for you.
We offer credit counseling, financial education and debt management services that put clients in control of their financial success. Our services will help you get back on your feet step by positive step.
our certified credit counselors will help you assess your situation. We can then inform you of debt management options that will allow you to get your finances under control and allow you to pay off your debts, improve your long-term credit standings or resolve other issues you may be facing.
Charges apply if you choose to enroll in a Debt Management Plan. These fees are regulated by the state you live in and by industry guidelines developed by non-profit credit counseling agencies.

• Make Payments on Time – During the first three months of the Debt Management Plan, your creditors are making decisions about how much to reduce your interest rates and to waive fees. They may take up to three payment cycles to make a decision. It’s always important to pay on time, every month. It’s especially important in the first three months.
• Monitor Your Statements – Even though you’re making one payment per month, you should review each creditor’s statement as it comes in to see if your benefits are being applied. If they have not been applied by the time you make your fourth payment, contact your counselor. Also, when you see that an account is about to be paid in full, contact us so that we may set up the pay off and allocate the funds to another one of your creditors. Make all of your payments through the program, including the last one.
• Be Patient With Calls – Your collection calls should stop after the third payment has been posted.